🏦 信贷与房贷
生活英语 · 深度生活 · 共 30 个核心词汇 · 8 条场景例句
词汇表
- credit score 信用分
- credit report 信用报告
- credit history 信用记录
- credit limit 信用额度
- minimum payment 最低还款额
- interest rate n. 利率
- APR 年利率
- balance transfer 余额转移
- late fee 滞纳金
- debt /dɛt/ n. 债务
- pay off 还清
- mortgage /ˈmɔːrɡɪdʒ/ n./v. 按揭；抵押贷款
- pre-approval 预批
- fixed rate 固定利率
- variable rate 浮动利率
- down payment /daʊn ˈpeɪmənt/ n. 首付款；定金
- closing costs 过户费用
- escrow n. 第三方托管
- refinance 转贷
- home equity 房屋净值
- principal n. 本金
- amortization n. 摊销
- foreclosure 止赎拍卖
- loan officer 贷款专员
- co-signer 联合签署人
- credit card debt 信用卡债务
- student loan 学生贷款
- debt consolidation 债务整合
- bankruptcy /ˈbæŋkrʌptsi/ n. 破产
- net worth 净资产
场景例句
- A good credit score gets you better rates.良好的信用分能拿到更好的利率。
- We got pre-approved for a mortgage.我们的房贷获得了预批。
- We put twenty percent down on the house.这房子我们付了百分之二十首付。
- Should we choose a fixed or variable rate?我们该选固定利率还是浮动利率？
- They refinanced when rates dropped.利率下降时他们做了转贷。
- She's paying off her student loans.她正在还学生贷款。
- Closing costs came to about eight thousand.过户费用大约是八千。
- My dad co-signed my first car loan.我爸给我的第一笔车贷做了联合签署人。