📈 退休规划会员专享
生活英语 · 育儿进阶 · 共 30 个核心词汇 · 8 条场景例句
词汇表
- retirement planning 退休规划
- 401k 401k退休账户
- employer match 雇主配比
- IRA 个人退休账户
- Roth IRA 罗斯IRA
- contribution limit 缴费上限
- catch-up contributions 追加补缴
- compound interest 复利
- nest egg 养老积蓄
- withdrawal rate 提取率
- four percent rule 百分之四法则
- required minimum distribution 最低强制提取额
- RMD 最低强制提取
- social security claiming 社保领取策略
- full retirement age 完全退休年龄
- pension n. 养老金
- annuity n. 年金
- diversify 分散投资
- index funds 指数基金
- expense ratio 费率
- financial advisor 理财顾问
- fiduciary adj. 受托的
- fee-only 只收服务费
- retirement budget 退休预算
- healthcare costs 医疗开支
- long-term care 长期护理
- estate planning 遗产规划
- will /wɪl/ v./n. 将；意志
- trust /trʌst/ n./v. 信任；相信；委托
- beneficiary designations 受益人指定
场景例句
- Always get the full employer match.雇主配比一定要拿满。
- Compound interest needs time to work.复利需要时间来发酵。
- The four percent rule guides withdrawals.百分之四法则指导退休支取。
- Catch-up contributions start at fifty.五十岁后可以追加补缴。
- Delaying social security increases the check.延迟领社保能涨金额。
- Choose a fee-only fiduciary advisor.选只收服务费的受托顾问。
- Healthcare is the biggest retirement expense.医疗是退休最大开支。
- Update your beneficiary designations.更新你的受益人指定。