🏦 房贷与重贷会员专享
生活英语 · 住房深场景 · 共 30 个核心词汇 · 8 条场景例句
词汇表
- mortgage rate 房贷利率
- fixed rate 固定利率
- adjustable rate 浮动利率
- arm /ɑrm/ n. 臂；臂状物；武器
- thirty-year mortgage 三十年房贷
- fifteen-year mortgage 十五年房贷
- monthly payment 月供
- principal and interest 本金与利息
- PMI 贷款保险
- private mortgage insurance 私人房贷保险
- escrow account 托管账户
- property tax escrow 房产税托管
- homeowners insurance 房屋保险
- refinance 转贷
- rate and term refi 利率期限转贷
- cash-out refinance 套现转贷
- closing costs 过户费用
- break-even point 回本点
- rate lock 利率锁定
- float down 利率下浮条款
- appraisal waiver 免估价
- underwriting n. 承销
- loan estimate 贷款预估
- closing disclosure 过户披露文件
- prepayment penalty 提前还款罚金
- extra principal payment 额外还本金
- pay off early 提前还清
- amortization schedule 摊销表
- home equity loan 房屋净值贷款
- HELOC 房屋净值信用额度
场景例句
- Rates dropped. It's time to refinance.利率降了，该转贷了。
- Calculate the break-even point first.先算一下回本点。
- We locked the rate for sixty days.我们锁了六十天的利率。
- PMI drops off at twenty percent equity.净值到两成就能免掉贷款保险。
- An extra principal payment each month saves years.每月多还本金能省好几年。
- A HELOC tapped our home equity for the renovation.我们用房屋净值信用额度付了装修款。
- Compare the loan estimate from three lenders.对比三家贷款方的预估文件。
- We paid off the mortgage fifteen years early.我们提前十五年还清了房贷。