🛡 房屋保险理赔会员专享
生活英语 · 住房深场景 · 共 30 个核心词汇 · 8 条场景例句
词汇表
- homeowners insurance 房屋保险
- dwelling coverage 房屋结构险
- personal property coverage 个人财产险
- liability coverage 责任险
- additional living expenses 额外生活费险
- loss of use 使用损失险
- deductible 免赔额
- premium n. 溢价；保险费
- replacement cost 重置成本
- actual cash value 实际现金价值
- depreciation n. 折旧
- rider /'raidə/ n. 骑手；附文，附件
- jewelry rider 珠宝附加险
- flood insurance 洪水险
- separate flood policy 单独洪水险
- exclusions 免责条款
- read the exclusions 读免责条款
- file a claim 提交申请
- claims adjuster 理赔员
- proof of loss 损失证明
- document the damage 记录损失
- photo evidence 照片证据
- receipts 票据
- home inventory 家庭财产清单
- claim denied 理赔被拒
- appeal the denial 申诉拒赔
- public adjuster 公估人
- settlement offer 赔付方案
- depreciation holdback 折旧暂扣款
- claim payout 理赔款
场景例句
- Know your deductible before filing.理赔前先弄清免赔额。
- Replacement cost beats actual cash value.重置成本价优于实际现金价值。
- Flood damage needs a separate flood policy.洪水损失需要单独的洪水险。
- Read the exclusions section carefully.仔细阅读免责条款。
- Document the damage with photos immediately.立刻拍照记录损失。
- A home inventory speeds up the claim.家庭财产清单能加快理赔。
- The adjuster inspected the roof damage.理赔员勘查了屋顶损坏。
- We appealed the denial and won.我们申诉拒赔并成功了。